Finance
ClearCover Contents Cover
ClearCover
Plain wording, a high single-article limit, and no unoccupancy trap at 30 days.
7.9/10
Buy with caveats
£161/yr
| Single article limit | £2,500 unspecified |
|---|---|
| Unoccupancy | 60 days before cover narrows |
| Basis | New for old, excluding clothing |
| Excess | £150 standard |
| Policy booklet | 19 pages |
What we found
The policy we used as the worked example in the claims piece. The single-article limit is the reason it scores as well as it does.
Specify anything over £2,500 and check the outbuilding wording before you rely on shed cover. Not advice — read your own schedule.
Good
- £2,500 single-article limit covers most laptops without specifying
- 60-day unoccupancy clause instead of the usual 30
- Definitions section is written in plain English
Less good
- Clothing is settled on indemnity, so depreciation applies
- Bicycles in outbuildings still need naming
- Premium rose 14% at first renewal — switch or haggle
Written about in
Bought at retail. No sample, no affiliate placement, no changes after publication except corrections.
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